Monday, February 11, 2008

Investing In Real Estate With No Money Down

Real estate investing with no money down, yes its possible and widely practiced by several creative investors, as they say where there is a will there is a way. This is creative real estate investing at its best. There are so many ways that these enterprising investors use, it just boggles the mind!

Some investors use notes to invest in real estate with no money down. Let's say the investor gets hold of a note whose face value is $100,000 and purchases it for $80,000. He uses the note as collateral for its full value to get a property worth $100,000. He can sell the house for $100,000 and can pocket $ 20,000 or more if he sells the property at a profit! He not only got back the $80,000 but also made quite a profit. Some investors with no money for down payments offer to take over the seller’s loan or mortgage payments in return for the title deeds of the property.

Flipping Properties; Flipping properties is another way to invest in real estate with no money down though it just earns them a modest cash assignment fee. Investors can borrow money from hard money lenders, use a home equity loan or get a line of credit, get the loan from a private lender and secure it with a mortgage, find partners who supply the money needed, etc.

Lease Options; Using lease options or lease purchase options is another way to invest in real estate with no money down. The lessee agrees to buy the property from the seller at a fixed rate at some fixed time in the future, where a portion or at times all of the rent paid will be credited towards the purchase price of the property. The lessee has to pay monthly installments until the end of the lease.

Seller Financing; Using seller financing is another way to invest in real estate with no money down. The seller may agree to get higher monthly installments rather than a lump down payment or may offer to finance the buyer to close the deal quickly.

Tax Certificates; Tax certificates such as tax lien and tax deeds are also another form of investing without money down. People just pay a nominal amount to purchase the certificates and if the owner defaults, the investors could foreclose on the property!

The investor may combine mortgages of your home as well as the property you want to purchase and give cash to the seller without using your own money! The possibility of investing in real estate with no money down is endless for people who use creative investing techniques. once investors learn the knack of investing without money down, they rely on using those techniques again to make a better profit. There are firms that offer help and products to run a small business successfully.

Real estate investing with no money down, yes its possible and widely practiced by several creative investors, as they say where there is a will there is a way. This is creative real estate investing at its best. There are so many ways that these enterprising investors use, it just boggles the mind!

Some investors use notes to invest in real estate with no money down. Let's say the investor gets hold of a note whose face value is $100,000 and purchases it for $80,000. He uses the note as collateral for its full value to get a property worth $100,000. He can sell the house for $100,000 and can pocket $ 20,000 or more if he sells the property at a profit! He not only got back the $80,000 but also made quite a profit. Some investors with no money for down payments offer to take over the seller’s loan or mortgage payments in return for the title deeds of the property.

Flipping Properties; Flipping properties is another way to invest in real estate with no money down though it just earns them a modest cash assignment fee. Investors can borrow money from hard money lenders, use a home equity loan or get a line of credit, get the loan from a private lender and secure it with a mortgage, find partners who supply the money needed, etc.

Lease Options; Using lease options or lease purchase options is another way to invest in real estate with no money down. The lessee agrees to buy the property from the seller at a fixed rate at some fixed time in the future, where a portion or at times all of the rent paid will be credited towards the purchase price of the property. The lessee has to pay monthly installments until the end of the lease.

Seller Financing; Using seller financing is another way to invest in real estate with no money down. The seller may agree to get higher monthly installments rather than a lump down payment or may offer to finance the buyer to close the deal quickly.

Tax Certificates; Tax certificates such as tax lien and tax deeds are also another form of investing without money down. People just pay a nominal amount to purchase the certificates and if the owner defaults, the investors could foreclose on the property!

The investor may combine mortgages of your home as well as the property you want to purchase and give cash to the seller without using your own money! The possibility of investing in real estate with no money down is endless for people who use creative investing techniques. once investors learn the knack of investing without money down, they rely on using those techniques again to make a better profit. There are firms that offer help and products to run a small business successfully.